उ
UdyogSetu उद्योग सेतु • 2026
🏛️ Tamil Nadu State Scheme Loan with Subsidy 2026 Active Scheme

Unemployed Youth Employment Generation Programme (UYEGP Tamil Nadu)

बेरोजगार युवा रोजगार सृजन कार्यक्रम (UYEGP तमिलनाडु)

Ministry / Dept: MSME Department, Government of Tamil Nadu • Agency: District Industries Centres (DIC) / Commercial & Cooperative Banks

Max Funding Limit Up to ₹15 Lakhs (Manufacturing) / ₹5 Lakhs (Services & Business)
Government Subsidy 25% Government Capital Subsidy (Up to ₹3.75 Lakhs)
Security / Collateral 100% Collateral-Free (No collateral or third-party guarantee required)
Promoter Margin 5.0% Project Cost

📋 Scheme Objective & Overview

Mitigates unemployment in Tamil Nadu by enabling economically weaker unemployed youth to establish micro manufacturing, service, or retail business ventures.

Eligible Sectors: ManufacturingServicesSmall Business / Retail Trading

💰 Key Financial Benefits & Subsidy Details

  • ✓25% capital subsidy on total project cost (up to ₹3.75 Lakhs).
  • ✓Promoter contribution just 5% for special categories and 10% for general category.
  • ✓7-day free EDP entrepreneurship development training.
  • ✓Zero collateral requirement for entire loan amount.

🎯 Who is Eligible? (Eligibility Criteria)

  • •Resident of Tamil Nadu for minimum 3 years.
  • •Age 18 to 35 years (general); up to 45 years for SC/ST/BC/MBC/Women/Transgender.
  • •Family annual income must not exceed ₹5 Lakhs.
  • •Minimum qualification: 8th standard pass.

Age Requirement: 18 to 35 years.

Education Qualification: Pass in 8th standard

📑 Mandatory Documents Required Checklist

Scanned PDF / Copies
📄Proof of 8th standard pass or higher
📄Aadhaar, Ration Card, and Family Income Certificate
📄Community Certificate
📄Detailed machinery quotation & project report

🚀 Step-by-Step Application Procedure

11. Apply online at msmeonline.tn.gov.in/uyegp.
22. Fill applicant details and submit quotation of machinery.
33. District Task Force Committee reviews and forwards to chosen bank.
44. Post bank sanction, undergo 7-day EDP training and receive subsidy.

❓ Frequently Asked Questions (Unemployed Youth Employment Generation Programme (UYEGP Tamil Nadu))

What is the maximum loan limit under Unemployed Youth Employment Generation Programme (UYEGP Tamil Nadu)?

Eligible applicants can avail up to Up to ₹15 Lakhs (Manufacturing) / ₹5 Lakhs (Services & Business) in financial assistance from authorized partner banks.

How much capital subsidy is provided?

The scheme provides 25% Government Capital Subsidy (Up to ₹3.75 Lakhs) credited directly to the loan bank account upon milestone verification.

Is collateral security or mortgage required?

100% Collateral-Free (No collateral or third-party guarantee required).

Ready to apply for Unemployed Youth Employment Generation Programme (UYEGP Tamil Nadu)?

Submit your online application through the official government portal.

Apply on Official Portal →

Toll-Free Helpline: 044-22502450

🎯

Check Your Complete Subsidy Eligibility

Answer 4 quick questions about your state, business sector, and loan amount to see all 50+ central & state schemes you qualify for.

Launch 1-Minute Quiz →
📲

Share with Entrepreneurs & Friends

Help other business owners, SHGs, and youth learn about this government subsidy.

Share on WhatsApp