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UdyogSetu उद्योग सेतु • 2026
🏛️ Maharashtra State Scheme Loan with Subsidy 2026 Active Scheme

Chief Minister Employment Generation Programme (CMEGP Maharashtra)

मुख्यमंत्री रोजगार निर्मिती कार्यक्रम (महाराष्ट्र)

Ministry / Dept: Industries Department, Government of Maharashtra • Agency: Directorate of Industries / KVIB / District Industries Centres (DIC)

Max Funding Limit Up to ₹50 Lakhs (Manufacturing) / ₹20 Lakhs (Services)
Government Subsidy 15% to 35% Margin Money Subsidy (Up to ₹17.5 Lakhs non-refundable grant)
Security / Collateral Collateral-free up to ₹10 Lakhs (covered under CGTMSE for up to ₹50 Lakhs)
Promoter Margin 5.0% Project Cost

📋 Scheme Objective & Overview

Flagship Maharashtra state initiative assisting educated unemployed youth to establish micro-enterprises with up to 35% capital subsidy and bank credit.

Eligible Sectors: ManufacturingServicesAgro-processingIT / ITESRetail & Trade

💰 Key Financial Benefits & Subsidy Details

  • ✓Subsidy structure: General Urban: 15%, General Rural: 25%.
  • ✓Special categories (Women/SC/ST/OBC/Handicapped): 25% Urban, 35% Rural.
  • ✓Maximum subsidy up to ₹17.5 Lakhs for manufacturing units.
  • ✓Rapid digital processing through the dedicated Maharashtra CMEGP single-window portal.

🎯 Who is Eligible? (Eligibility Criteria)

  • •Permanent resident and domicile of Maharashtra State.
  • •Age between 18 to 45 years (relaxable up to 50 years for women, SC, ST, OBC, PwD).
  • •Only new enterprise ventures are eligible.
  • •No family income limitation.

Age Requirement: 18 to 45 years.

Education Qualification: 7th pass for projects above ₹10L (Mfg) and ₹5L (Service); 10th pass for projects above ₹25L

📑 Mandatory Documents Required Checklist

Scanned PDF / Copies
📄Maharashtra Domicile Certificate
📄Aadhaar Card and PAN Card
📄Detailed Project Report (DPR) prepared by approved CA / consultant
📄Educational Qualification Certificates (7th/10th/12th/Degree)
📄Caste Certificate (if applicable for special subsidy)
📄Rent Agreement or Property Ownership documents for business location

🚀 Step-by-Step Application Procedure

11. Visit the Maharashtra CMEGP portal (maha-cmegp.gov.in).
22. Complete online registration with Aadhaar and domicile proof.
33. Select District Industries Centre (DIC) and preferred financing bank.
44. Upload DPR and verify educational credentials.
55. District task force committee approves project and transmits to bank for sanction.

❓ Frequently Asked Questions (Chief Minister Employment Generation Programme (CMEGP Maharashtra))

What is the maximum loan limit under Chief Minister Employment Generation Programme (CMEGP Maharashtra)?

Eligible applicants can avail up to Up to ₹50 Lakhs (Manufacturing) / ₹20 Lakhs (Services) in financial assistance from authorized partner banks.

How much capital subsidy is provided?

The scheme provides 15% to 35% Margin Money Subsidy (Up to ₹17.5 Lakhs non-refundable grant) credited directly to the loan bank account upon milestone verification.

Is collateral security or mortgage required?

Collateral-free up to ₹10 Lakhs (covered under CGTMSE for up to ₹50 Lakhs).

Ready to apply for Chief Minister Employment Generation Programme (CMEGP Maharashtra)?

Submit your online application through the official government portal.

Apply on Official Portal →

Toll-Free Helpline: 022-22025859

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