KSIDC Women Entrepreneurs & Nano Unit Scheme (Kerala)
केएसआईडीसी महिला उद्यमी योजना (केरल)
Ministry / Dept: Industries Department, Government of Kerala • Agency: Kerala State Industrial Development Corporation (KSIDC)
📋 Scheme Objective & Overview
Kerala's benchmark women entrepreneurship promotion program, offering term loans up to ₹1 Crore at an extraordinary subsidized 4% fixed interest rate with flexible collateral requirements.
💰 Key Financial Benefits & Subsidy Details
- ✓Unmatched 4% fixed interest rate for the entire loan repayment period.
- ✓Loan assistance up to 90% of project cost (max ₹1 Crore).
- ✓Moratorium period of up to 1 year for interest and principal repayment.
- ✓Additional 25% capital subsidy up to ₹10 Lakhs under Kerala MSME Nano Enterprise Scheme.
🎯 Who is Eligible? (Eligibility Criteria)
- •Permanent resident of Kerala.
- •Enterprises where woman or group of women hold minimum 51% shareholding.
- •New ventures or expansion projects in manufacturing, food processing, or services in Kerala.
- •Good credit history.
Age Requirement: 18 to 55 years.
Education Qualification: None specified
📑 Mandatory Documents Required Checklist
Scanned PDF / Copies🚀 Step-by-Step Application Procedure
❓ Frequently Asked Questions (KSIDC Women Entrepreneurs & Nano Unit Scheme (Kerala))
What is the maximum loan limit under KSIDC Women Entrepreneurs & Nano Unit Scheme (Kerala)?
Eligible applicants can avail up to Up to ₹1 Crore (Soft loan at ultra-low 4% interest rate) in financial assistance from authorized partner banks.
How much capital subsidy is provided?
The scheme provides Concessional 4% Fixed Interest Rate + 25% Capital Subsidy (up to ₹10 Lakhs) under Nano MSME Policy credited directly to the loan bank account upon milestone verification.
Is collateral security or mortgage required?
Zero collateral for loans up to ₹10 Lakhs; Liberalized collateral norms for higher amounts.
Ready to apply for KSIDC Women Entrepreneurs & Nano Unit Scheme (Kerala)?
Submit your online application through the official government portal.
Apply on Official Portal →Toll-Free Helpline: 0471-2323223 / 0484-2323010
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