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UdyogSetu उद्योग सेतु • 2026
🏛️ Gujarat State Scheme Capital Investment Subsidy + Interest Subsidy 2026 Active Scheme

Gujarat Scheme for Financial Assistance to MSMEs

गुजरात एमएसएमई वित्तीय सहायता योजना

Ministry / Dept: Industries and Mines Department, Government of Gujarat • Agency: Industries Commissionerate / District Industries Centres (DIC)

Max Funding Limit Up to ₹10 Crore (Capital Subsidy up to ₹35 Lakhs + 7% Interest Subsidy)
Government Subsidy Up to 25% Capital Investment Subsidy (Max ₹35 Lakhs) + 5% to 7% Interest Subsidy for 5 to 7 Years
Security / Collateral Supported by CGTMSE and State Industrial Facilitation norms
Promoter Margin 15.0% Project Cost

📋 Scheme Objective & Overview

Gujarat's flagship industrial policy offering massive capital investment subsidies up to ₹35 Lakhs and up to 7% annual interest subvention for 7 years to foster high-growth manufacturing.

Eligible Sectors: ManufacturingEngineeringChemicalsTextilesPlasticsRenewable Energy

💰 Key Financial Benefits & Subsidy Details

  • ✓Capital Investment Subsidy: 10% to 25% of eligible plant and machinery (max ₹35 Lakhs).
  • ✓Interest Subsidy: 5% to 7% per annum on term loans for up to 7 years (max ₹35 Lakhs per year).
  • ✓1% additional interest subsidy for women and young entrepreneurs under 35 years.
  • ✓Reimbursement of 100% patent registration expenditure up to ₹25 Lakhs.
  • ✓Quality certification (ERP, ISO, ZED) reimbursement up to ₹10 Lakhs.

🎯 Who is Eligible? (Eligibility Criteria)

  • •New MSME manufacturing unit or existing unit undertaking expansion in Gujarat.
  • •Registered on Gujarat Investor Facilitation Portal (IFP).
  • •Commenced commercial production during the active policy period.

Age Requirement: 18 to 65 years.

Education Qualification: None

📑 Mandatory Documents Required Checklist

Scanned PDF / Copies
📄Udyam Registration Certificate
📄Bank term loan appraisal report and sanction letter
📄CA certificate for investment in plant and machinery with GST paid bills
📄Commercial production commencement certificate

🚀 Step-by-Step Application Procedure

11. Register on the Gujarat IFP portal (ifp.gujarat.gov.in).
22. Submit Common Application Form (CAF) for MSME incentives.
33. DIC officer conducts physical verification of plant and equipment.
44. State Level Committee sanctions capital and interest subsidy claims.

❓ Frequently Asked Questions (Gujarat Scheme for Financial Assistance to MSMEs)

What is the maximum loan limit under Gujarat Scheme for Financial Assistance to MSMEs?

Eligible applicants can avail up to Up to ₹10 Crore (Capital Subsidy up to ₹35 Lakhs + 7% Interest Subsidy) in financial assistance from authorized partner banks.

How much capital subsidy is provided?

The scheme provides Up to 25% Capital Investment Subsidy (Max ₹35 Lakhs) + 5% to 7% Interest Subsidy for 5 to 7 Years credited directly to the loan bank account upon milestone verification.

Is collateral security or mortgage required?

Supported by CGTMSE and State Industrial Facilitation norms.

Ready to apply for Gujarat Scheme for Financial Assistance to MSMEs?

Submit your online application through the official government portal.

Apply on Official Portal →

Toll-Free Helpline: 079-23252588

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