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UdyogSetu उद्योग सेतु • 2026
🏛️ Uttar Pradesh State Scheme Loan with Margin Money Subsidy 2026 Active Scheme

Mukhyamantri Yuva Swarojgar Yojana (Uttar Pradesh)

मुख्यमंत्री युवा स्वरोजगार योजना (उत्तर प्रदेश)

Ministry / Dept: Department of MSME and Export Promotion, Govt of UP • Agency: District Industries and Enterprise Promotion Centre (DIEPC) / Banks

Max Funding Limit Up to ₹25 Lakhs (Manufacturing) / ₹10 Lakhs (Services)
Government Subsidy 25% Margin Money Subsidy (Max ₹6.25 Lakhs for Mfg / ₹2.5 Lakhs for Services) converted to grant after 2 years
Security / Collateral Collateral-free under CGTMSE
Promoter Margin 10.0% Project Cost

📋 Scheme Objective & Overview

UP Government initiative providing loans up to ₹25 Lakhs with 25% margin money subsidy to educated unemployed youth for establishing new micro and small enterprises.

Eligible Sectors: ManufacturingServicesHandicraftsEngineeringAgro Processing

💰 Key Financial Benefits & Subsidy Details

  • ✓Manufacturing Sector: Loans up to ₹25 Lakhs with 25% margin money subsidy (maximum ₹6.25 Lakhs).
  • ✓Service Sector: Loans up to ₹10 Lakhs with 25% margin money subsidy (maximum ₹2.50 Lakhs).
  • ✓Margin money becomes a permanent non-refundable grant after running the enterprise successfully for 2 years.
  • ✓Special preference to graduates and technical diploma holders.

🎯 Who is Eligible? (Eligibility Criteria)

  • •Permanent resident of Uttar Pradesh.
  • •Age between 18 and 40 years.
  • •Educational qualification: Minimum 10th standard (High School) passed.
  • •Should not have availed benefits under PMEGP, Mudra, or other state subsidy schemes.
  • •Applicant must not be a bank defaulter.

Age Requirement: 18 to 40 years.

Education Qualification: High School (10th standard pass)

📑 Mandatory Documents Required Checklist

Scanned PDF / Copies
📄UP Domicile Certificate / Niwas Praman Patra
📄High School Marksheet / Passing Certificate
📄Aadhaar Card, PAN Card, and Bank passbook
📄Detailed Project Report (DPR)
📄Caste Certificate (if claiming reserved category)

🚀 Step-by-Step Application Procedure

11. Visit the UP DIUP portal (diupmsme.upsdc.gov.in).
22. Click on 'Mukhyamantri Yuva Swarojgar Yojana' registration.
33. Fill personal, educational, and business details.
44. Upload DPR and marksheet.
55. District Level Committee conducts interview and forwards approved cases to bank.

❓ Frequently Asked Questions (Mukhyamantri Yuva Swarojgar Yojana (Uttar Pradesh))

What is the maximum loan limit under Mukhyamantri Yuva Swarojgar Yojana (Uttar Pradesh)?

Eligible applicants can avail up to Up to ₹25 Lakhs (Manufacturing) / ₹10 Lakhs (Services) in financial assistance from authorized partner banks.

How much capital subsidy is provided?

The scheme provides 25% Margin Money Subsidy (Max ₹6.25 Lakhs for Mfg / ₹2.5 Lakhs for Services) converted to grant after 2 years credited directly to the loan bank account upon milestone verification.

Is collateral security or mortgage required?

Collateral-free under CGTMSE.

Ready to apply for Mukhyamantri Yuva Swarojgar Yojana (Uttar Pradesh)?

Submit your online application through the official government portal.

Apply on Official Portal →

Toll-Free Helpline: 1800-1800-888 / 0522-2287241

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