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UdyogSetu उद्योग सेतु • 2026
🏡 Gram Panchayat & Rural Level Gram Panchayat Enterprise Loan & Grant 2026 Active Scheme

Start-Up Village Entrepreneurship Programme (SVEP - Gramin Udyam)

स्टार्ट-अप ग्राम उद्यमिता कार्यक्रम (SVEP - ग्रामीण उद्यम)

Ministry / Dept: Ministry of Rural Development (MoRD) / Deendayal Antyodaya Yojana - NRLM • Agency: Gram Panchayat Enterprise Resource Centre (ERC) / Block Resource Centre (BRC)

Max Funding Limit Up to ₹5 Lakhs (via Community Enterprise Fund - CEF Soft Loan)
Government Subsidy Soft Community Loan @ 4%-7% reducing interest + 100% Free Business Mentorship
Security / Collateral 100% Collateral-Free (Guaranteed by Village SHG / Cluster Level Federation)
Promoter Margin 5.0% Project Cost

📋 Scheme Objective & Overview

Flagship village enterprise program under MoRD supporting rural entrepreneurs to establish manufacturing, retail, auto-service, food, and grocery enterprises within Gram Panchayats with dedicated handholding by Community Resource Persons (CRP-EP).

Eligible Sectors: ServicesManufacturingAgro-alliedHandicraftsFood ProcessingRetail & Trading

💰 Key Financial Benefits & Subsidy Details

  • ✓Affordable credit up to ₹5 Lakhs from the Community Enterprise Fund (CEF) without bank collateral hurdles.
  • ✓Dedicated support from trained village Cadre: Community Resource Persons for Enterprise Promotion (CRP-EP).
  • ✓End-to-end guidance: Market survey, business feasibility plan, bookkeeping, and local market linkage.
  • ✓Specialized focus on non-farm enterprises within Gram Panchayat villages.

🎯 Who is Eligible? (Eligibility Criteria)

  • •Resident of the participating Gram Panchayat / Village.
  • •SHG member or family member of an active SHG under NRLM / SRLM.
  • •Willingness to undergo basic entrepreneurial training at Block Resource Centre.
  • •Viable non-farm business idea (grocery, flour mill, tailor shop, repair workshop, dairy processing, etc.).

Age Requirement: 18 to 60 years.

Education Qualification: No minimum qualification required (Basic numeracy preferred)

📑 Mandatory Documents Required Checklist

Scanned PDF / Copies
📄Aadhaar Card and Gram Panchayat Residence Proof
📄SHG Membership ID / Passbook copy
📄Simple Business Proposal Form (assisted by CRP-EP)
📄Bank Account linked to Aadhaar

🚀 Step-by-Step Application Procedure

11. Contact your Gram Panchayat Enterprise Resource Centre (ERC) or village SHG Federation (VO).
22. Connect with your local CRP-EP (Community Resource Person) to prepare your business DPR.
33. Submit the proposal to the Block Resource Centre (BRC) Enterprise Promotion Committee.
44. Soft loan disbursed directly to your bank account through Community Enterprise Fund.

❓ Frequently Asked Questions (Start-Up Village Entrepreneurship Programme (SVEP - Gramin Udyam))

What is the maximum loan limit under Start-Up Village Entrepreneurship Programme (SVEP - Gramin Udyam)?

Eligible applicants can avail up to Up to ₹5 Lakhs (via Community Enterprise Fund - CEF Soft Loan) in financial assistance from authorized partner banks.

How much capital subsidy is provided?

The scheme provides Soft Community Loan @ 4%-7% reducing interest + 100% Free Business Mentorship credited directly to the loan bank account upon milestone verification.

Is collateral security or mortgage required?

100% Collateral-Free (Guaranteed by Village SHG / Cluster Level Federation).

Ready to apply for Start-Up Village Entrepreneurship Programme (SVEP - Gramin Udyam)?

Submit your online application through the official government portal.

Apply on Official Portal →

Toll-Free Helpline: 1800-180-2012

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