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UdyogSetu उद्योग सेतु • 2026
🏡 Gram Panchayat & Rural Level Rural Skill & Collateral-Free Bank Linkage 2026 Active Scheme

Rural Self Employment Training Institute (RSETI) Project Loan Linkage

ग्रामीण स्वरोजगार प्रशिक्षण संस्थान (RSETI) स्वरोजगार एवं ऋण संयोजन

Ministry / Dept: Ministry of Rural Development (MoRD) / Lead District Bank • Agency: District Lead Banks (SBI, Canara, PNB, BOB, etc.) / MoRD / Gram Panchayats

Max Funding Limit Up to ₹10 Lakhs (MUDRA Kishore/Tarun & PMEGP Priority Sanction)
Government Subsidy 100% Free Residential Training + 25% - 35% PMEGP Capital Subsidy on Project Loan
Security / Collateral 100% Collateral-Free up to ₹10 Lakhs under CGTMSE / MUDRA
Promoter Margin 5.0% Project Cost

📋 Scheme Objective & Overview

MoRD program operating 590+ institutes across rural districts providing completely free residential training in 60+ enterprise trades (dairy, plumbing, mobile repair, tailoring, bakery, beauty care) followed by direct bank loan sanction for setting up village micro-enterprises.

Eligible Sectors: ServicesManufacturingAgro-alliedHandicraftsFood Processing

💰 Key Financial Benefits & Subsidy Details

  • ✓100% free residential training with free lodging, boarding, course materials, and uniform.
  • ✓Over 60 NSQF-aligned practical business trades tailored for Gram Panchayat economies.
  • ✓Dedicated credit counseling and direct escort service to lead bank branches for project loan sanction.
  • ✓Continuous 2-year business mentoring and handholding after setting up the village enterprise.

🎯 Who is Eligible? (Eligibility Criteria)

  • •Rural youth aged 18 to 45 years belonging to rural Gram Panchayat areas.
  • •Strong motivation to start an independent enterprise or self-employment venture.
  • •Priority given to candidates from BPL households and SHG families.

Age Requirement: 18 to 45 years.

Education Qualification: Able to read and write in local regional language

📑 Mandatory Documents Required Checklist

Scanned PDF / Copies
📄Aadhaar Card and Gram Panchayat residence certificate
📄School leaving certificate (or literacy self-declaration)
📄BPL Ration card or SHG passbook copy (if applicable)
📄4 Passport-size photographs

🚀 Step-by-Step Application Procedure

11. Visit the RSETI institute located in your District or check with your Gram Panchayat office.
22. Select your desired trade (e.g., Dairy & Vermicompost, Mobile Servicing, Fast Food, Electrician).
33. Complete the 10-to-30 day practical hands-on training and receive government certificate.
44. RSETI faculty presents your project report directly to the local bank manager for loan sanction.

❓ Frequently Asked Questions (Rural Self Employment Training Institute (RSETI) Project Loan Linkage)

What is the maximum loan limit under Rural Self Employment Training Institute (RSETI) Project Loan Linkage?

Eligible applicants can avail up to Up to ₹10 Lakhs (MUDRA Kishore/Tarun & PMEGP Priority Sanction) in financial assistance from authorized partner banks.

How much capital subsidy is provided?

The scheme provides 100% Free Residential Training + 25% - 35% PMEGP Capital Subsidy on Project Loan credited directly to the loan bank account upon milestone verification.

Is collateral security or mortgage required?

100% Collateral-Free up to ₹10 Lakhs under CGTMSE / MUDRA.

Ready to apply for Rural Self Employment Training Institute (RSETI) Project Loan Linkage?

Submit your online application through the official government portal.

Apply on Official Portal →

Toll-Free Helpline: 080-23460255

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