District Industries Centre (DIC) Seed Capital & Margin Money Scheme
जिला उद्योग केंद्र (DIC) बीज पूंजी एवं मार्जिन मनी योजना
Ministry / Dept: State Department of Industries & Commerce • Agency: District Industries Centre (DIC) / General Manager DIC
📋 Scheme Objective & Overview
District-level industrial assistance run through General Manager DICs in every Indian district, providing soft margin money loans up to 25% at 4% interest to set up local manufacturing and service workshops.
💰 Key Financial Benefits & Subsidy Details
- ✓DIC provides up to 20% to 25% of project cost as soft loan, reducing bank debt burden.
- ✓Promoter needs to invest only 5% to 10% own equity.
- ✓Priority allotment in District Industrial Estates, flatted factories, and craft villages.
- ✓Single window assistance for municipal trade licenses, factory NOCs, and electricity subsidies.
🎯 Who is Eligible? (Eligibility Criteria)
- •Permanent resident of the respective district with educational proof.
- •Unit must be physically located within the territorial jurisdiction of the District Industries Centre.
- •First-generation entrepreneurs, ITI / Polytechnic diploma holders, and rural artisans given top priority.
Age Requirement: 18 to 55 years.
Education Qualification: 8th or 10th pass
📑 Mandatory Documents Required Checklist
Scanned PDF / Copies🚀 Step-by-Step Application Procedure
❓ Frequently Asked Questions (District Industries Centre (DIC) Seed Capital & Margin Money Scheme)
What is the maximum loan limit under District Industries Centre (DIC) Seed Capital & Margin Money Scheme?
Eligible applicants can avail up to Up to ₹25 Lakhs (with 15% - 25% Soft Loan / Margin Money from DIC) in financial assistance from authorized partner banks.
How much capital subsidy is provided?
The scheme provides 15% to 25% Soft Loan / Margin Money grant at nominal 4% interest rate credited directly to the loan bank account upon milestone verification.
Is collateral security or mortgage required?
No third-party collateral required up to ₹10 Lakhs (CGTMSE covered).
Ready to apply for District Industries Centre (DIC) Seed Capital & Margin Money Scheme?
Submit your online application through the official government portal.
Apply on Official Portal →Toll-Free Helpline: 1800-180-1111 (National MSME Helpline)
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