Agriculture Infrastructure Fund (AIF)
कृषि अवसंरचना कोष (AIF)
Ministry / Dept: Ministry of Agriculture & Farmers Welfare • Agency: NABARD / Scheduled Commercial Banks / Agri Ministry
📋 Scheme Objective & Overview
Flagship scheme providing medium-to-long term debt financing for post-harvest management infrastructure, cold chains, packaging houses, and sorting-grading units with 3% interest subvention.
💰 Key Financial Benefits & Subsidy Details
- ✓3% interest rate reduction for 7 years on loans up to ₹2 Crore.
- ✓Government pays CGTMSE guarantee fee, making loans 100% collateral-free.
- ✓Can be combined with capital subsidies under PMFME, PMKSY, and state agro policies.
- ✓Repayment moratorium between 6 months to 2 years.
🎯 Who is Eligible? (Eligibility Criteria)
- •Primary Agricultural Credit Societies (PACS), Marketing Cooperative Societies.
- •Farmer Producer Organizations (FPOs), Self Help Groups (SHGs), Joint Liability Groups (JLGs).
- •Individual farmers, agri-entrepreneurs, and startups setting up post-harvest projects.
- •Central/State agency or Local Body sponsored Public-Private Partnership projects.
Age Requirement: 18 to 70 years.
Education Qualification: No minimum qualification required
📑 Mandatory Documents Required Checklist
Scanned PDF / Copies🚀 Step-by-Step Application Procedure
❓ Frequently Asked Questions (Agriculture Infrastructure Fund (AIF))
What is the maximum loan limit under Agriculture Infrastructure Fund (AIF)?
Eligible applicants can avail up to Up to ₹2 Crore per project (with 3% Interest Subvention for 7 Years) in financial assistance from authorized partner banks.
How much capital subsidy is provided?
The scheme provides 3% Interest Subvention per annum for 7 years + Free CGTMSE Credit Guarantee credited directly to the loan bank account upon milestone verification.
Is collateral security or mortgage required?
Collateral-free up to ₹2 Crore under CGTMSE with fee paid by Central Govt.
Ready to apply for Agriculture Infrastructure Fund (AIF)?
Submit your online application through the official government portal.
Apply on Official Portal →Toll-Free Helpline: 011-23381012 / aif-support@gov.in
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